Friday, July 12, 2013

40% Pre-Test

I didn't even know one could get stressed/anxious about an event that doesn't happen for months. I have started to develop a study plan, and took a pre-test in the front of my study book. I was expecting to fail. But to me, failure is anything below 75%. I got a 40%! Granted, most of these topics I hadn't read about and some I had not even heard of, but I was expecting to do better. It is a pre-test, to show you which areas you need to work on. Well, that answered the question loud and clear. Still, it left me incredibly disappointed.  I have 22 weeks to study. Even now, I feel a slight hint of fear. The quicker I can develop a plan and start studying, the better.

I know I have been/am a horrible PF blogger. I apologize. It's just the same old boring, but safe story when it comes to my finances. They've been on auto pilot, my variable income has disappeared for a bit, my appetite has been shot so very small food purchases here and there... nothing new to report. All is paid as agreed, and even some money gets pocketed here and there. My $2,000 car fund was completed last paycheck, so this upcoming Friday, I can refocus on paying debt with 100% of my extra money.

My gas usage predictions were wicked accurate, though. The commute is a complete straight shot, no rush traffic anywhere; it's a breeze. I haven't worked my PT job, but even when adding that cost, my total remains within $5 of what I had estimated. Gotta love when that happens!

As of today, I have $71 cash left of the $100 I took out on 7/5 for food and misc items. The $15 study book was taken out of my Paypal account, which holds small funds here and there from eBay sales. The shoes will fall into what was leftover from my last PT check, leaving me with $100 in unassigned funds. Well, not unassigned. Between the contact lenses purchase and whatever the dentist may cost, I know my puny slush fund will be wiped and require help. I have ways to pay for whatever comes my way, but I'll plan for it once I have the facts.

Hope everyone has a wonderful weekend! We're getting torrential rain the whole day today, but it's been cloudy for so long, it's finally dropping a few degrees. It's 70 out and it feels heavenly, even with the water ankle-deep.

8 comments:

  1. I think, you are too hard on yourself. It's hard to do good on a test if you haven't even had a chance to study on a lot of topics :)

    ReplyDelete
  2. 40% in my opinion is a good start for a test you haven't prepared for and still have months to study for. Like you said, you only need to get a study plan now.

    When your finances are on auto pilot, that is also a good thing. It means everything is going according to plan even if it is a bit boring. Better boring than troublesome.

    ReplyDelete
    Replies
    1. Definitely agree. I look down on auto-pilot too much, but it's what allows me time and resources to go elsewhere, thankfully.

      Delete
  3. I think for the first time taking it thats not to bad. Once you really break open the book your score will go up in no time(I have been reading your blog so I know you can do it).

    I like the sandals but I cant wear any that have a stap on the back they annoy me to much!!!

    ReplyDelete
    Replies
    1. I thought they'd be painful, but they weren't too bad. I haven't worn them outside of testing, so that may change...

      Delete
  4. What a nice feeling to have your finances on auto pilot! What are you studying for?

    ReplyDelete
    Replies
    1. Human resources certification, SPHR.

      Delete
  5. You will do fine on the test. Take it one topic at a time.

    ReplyDelete