Monday, August 13, 2012

Looking at my horizon


Since coming back from my vacation I keep looking, tweaking and playing with my goal-setting spreadsheet. And a few days ago, I noticed that by the time I'm debt free, I'd be too preoccupied saving up for my big move, taking my career certification test, and pondering about a new-to-me car. That half of the spreadsheet is plagued by estimates of move-related expenses, rent averages, new salary calculations, etc.

Even in a spreadsheet, one little fact got buried... I'LL BE DEBT FREE!! Yes, I will be panicking about other things, but wow! This whole journey has been to get to this debt free destination and what lies beyond. I couldnt believe I hadnt highlighted, made sparkle or otherwise make into a plaque that I will be debt free at some point in the future. When's that date? It keeps inching in and inching out. Right now, it is set for between October and December 2014. That is only 27-29 months away!

Pardon me while I go freak out from happiness.


It also made me think twice... what will I be blogging about 24 months from now? What about in 30 months? All of a sudden, what's left of my journey seems so... small. Encouraging and scary at the same time. Life, bring it on!
Posted by Tania at 7:35 AM

11 comments:

  1. MarkAugust 13, 2012 at 8:06 AM

    There is light at the end of this tunnel. Good for you!. FYI, I'll be hitting you up for a loan in about 27 months. ha!
    m.

    ReplyDelete
    Replies
    1. TaniaAugust 13, 2012 at 4:24 PM

      At least give me some time to build up savings!

      Delete
  2. jpkittieAugust 13, 2012 at 8:21 AM

    That is fantastic! you will be there in no time! I am so proud of you!!!!

    ReplyDelete
  3. AnonymousAugust 13, 2012 at 9:13 AM

    You would be debt free now if your mother paid back the cc she took out, and your father paid his own car loan.

    Has your father ever even offered to help you with the car loan? I find it really distasteful that he's fine just letting you make payment after payment on it.

    ReplyDelete
    Replies
    1. TaniaAugust 13, 2012 at 4:25 PM

      To answer your question, no. They can barely, and I mean barely scrape by with the other bills (including the abysmal car insurance), so no, they can't compensate for the car payments.

      Delete
    2. AnonymousAugust 15, 2012 at 10:52 AM

      Then he shouldn't have the car, should he? He can't afford it! Maybe you should stop making payments on the car and teach him that he shouldn't live beyond his means using his child's money.

      Delete
  4. AnonymousAugust 13, 2012 at 9:47 AM

    That's awesome. I love the snoopy and charlie brown picture you picked to show your happiness.

    Virginia

    ReplyDelete
    Replies
    1. TaniaAugust 13, 2012 at 4:26 PM

      Nothing says happiness to me like a Peanuts-style dance break!

      Delete
  5. slugmamaAugust 13, 2012 at 7:09 PM

    Don't now what to blog about after you get debt free?
    Now THAT'S a good problem to have....lol

    ReplyDelete
    Replies
    1. TaniaAugust 13, 2012 at 8:53 PM

      I know, right?

      Delete
    2. AnonymousAugust 15, 2012 at 8:44 AM

      That's the problem I have right now! I just paid mine off a couple of weeks ago and I have NO IDEA what to write about!

      That's awesome that you'll be free so soon- don't lose your momentum!!!

      Delete

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