Tuesday, November 1, 2011

Hello November! Goal Updates

New goals:
-Have 'the talk' with parents and decide whether to engage or disengage of their finances
-Catch up to parent's HALF overdue bills, totalling $1,325 (Half being $662.50... how the heck am I planning on doing this?!)
-Get EF up to $500 $650 (EF stands at $450 as of 11/1)
-Do meal planning for 2 of 5 weeks in November
-Exercise 10 days (any 10 days. Have to start somewhere.)
-Late on this, but I need to figure out Christmas. I'd rather not give anything out, and I am really not obligated morally or otherwise to exchange gifts, but it would be a nice thing to do. A nice, money-costing thing.
-Look at ways to supplement own income


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Previous goals and how it stands: Green for Success, Red for Failure.
-Find the $800 missing to complete bare-bone household budget
Found $600, brother will have to do for the difference AND extra for savings. We'll see about that.
-Not spend more money (duh, not like I can!)
Car breaking down 10/7 (tow fee), overdraft 10/5 (from paying mother's card). Paid extra for mother's card 10/25 (caused the overdraft... vicious cycle), and something else I can't remember. Not bad for a few unexpected expenses.
-Plan outing/visit to half brother
Done 10/29... isnt it sad I have to PLAN this?
I know this doesn't sound important, but it was important for me. He's over all the way from CA and I want to spend some time with him. No photos, sorry. I don't even bother to take photos with my 1.2mp camera!
-Figure out cost of fixing all broken cars and/or at least fix my own car
Fail. Car broke down. Cost to fix all cars is $450-$600 depending whether we buy the pieces or order them at the mechanics. I really need to work on fixing the car the younger two use for school before they get into an accident because the engine shuts down in the middle of a highway like my car did.
-Keep $200 in EF...
Barely made it, thanks to my part time job. I managed to keep $200 most of the time. I dont count my part-time job's money anywhere in my budget, because it is not secure. It also varies a lot, and there will be weeks/months where I make nothing because of no work, especially in winter time. So not sure if this was a win or a fail...

All in all I accomplished 3, failed at 1 and modified one because of unforseen situations. Here's to a better month!