Since this has been a cash-only month, I have checked my online credit card account just a few times (not CC1, but my Chase one). All of a sudden, I noticed that now I have a $5,000 credit limit instead of a $3,500. Wait, what?! Why?! Nobody told me of this! I click through and see that they've also increased my cash advance to $1,000 from $600. Interest is still 19.99%.
Is this a way to entice me to take on more debt? Funny how it comes within a month of me closing a $3,600 LOC from Dell and having fully paid of my BoA account, which shall remain open for credit score purposes. I've never paid a cent of interest on my Chase card and I intend to keep it that way.
While researching how this would affect my credit score, it seems it will hit positively, if at all, since I don't carry a balance anymore (go me!). I still would've liked some notice...
Update: Bank of America felt like charging a vindictive last fee, so I had to add $12.44 to my budget. Meh, I don't care. It's the last cent of interest they'll see out of me for a long time, if not ever!