Thursday, October 11, 2012

Bye bye, car loan!

I just made my last payment on the loan, to the ring of $2,632.03. $2000 came from that repayment I have been working on since April this year (which came as a bonus last March!), $410 will come from what would've been a regular payment and the remaining $220 come from my PT checks for last week ($90) and this week ($130). I was barely making it, and I wish my brother could've contributed to his car, but right now, I don't care! I'm just happy and excited.

Since it's after hours, this withdrawal wont hit my bank until tomorrow (or Sat, or Mon). I get paid tomorrow. I just did it early because I couldn't help myself. I HAD to do this!

I'm working tomorrow at my PT job right after my FT job, so there wouldn't have been much time to celebrate... so I'm doing it today! I'll also be working Saturday... I am really thankful for the extra money, especially since it goes away once Nov starts and the hotel gets less busy.

Have a wonderful weekend!


(I know I should be working on my EF, but that's coming! Trust me, I just NEEDED to see this first due gone!)


Update, with photos!

23 comments:

  1. YAAAAAAAAAAAAAAAAAAAAAAAAAAAA. Dont worry about your EF tonight just enjoy the fact that you paid off the car. And you paid if off yourself with no help! Enjoy the moment!

    You have come a long way. Like I said enjoy it..then worry about the EF tomorrow :)

    ReplyDelete
    Replies
    1. I won't have time for that tomorrow! But you're right. All is said and done, I'll enjoy it!

      Delete
  2. Wow, that must be a GREAT feeling. Make sure to bask in it. It's a huge accomplishment to get a loan like that paid off! Eat some cake or something - reward yourself for a job well done.

    ReplyDelete
    Replies
    1. It is an AWESOME feeling! I can't wait for the other 4 debts to fall just like this.

      Delete
  3. That is awesome - congrats to you!! Hopefully you can take some of that monthly payment you will no longer have and put some in your EF.

    ReplyDelete
    Replies
    1. That monthly payments has plans until Dec (I really dont want to ever pay more interest than I have to!), but it will definitely become the main building block for my savings!

      Delete
  4. Well done!
    Enjoy the car....I'm sure it will drive better now.lol

    ReplyDelete
    Replies
    1. Oh, it's not my car, it's my dad's/brother's. And I hate that car! Which makes it all the sweeter that it's gone.

      Delete
  5. Good for you! One down and look how much more you can add to your debt pay off!

    ReplyDelete
    Replies
    1. It's a very big snowball that's coming!

      Delete
  6. That is AWESOME!!! Look at the pretty full purple side bar!! My favorite color!

    No more bailing them out, ok?

    ReplyDelete
    Replies
    1. I love purple as well, and I shall try. I have no plans for it, but most of the extras come as unplanned bailouts!

      Delete
    2. They are adults. Time to let them act like it.

      Delete
  7. Congrats on the loan apy off, now get the car in your name to it is all yours!!!!!!

    ReplyDelete
    Replies
    1. Can't do the car in my name (don't want it either!), but I'm glad it's gone.

      Delete
  8. Congrats, Tanner! I really don't understand you though. You confuse me but I'm still very happy for you.

    ReplyDelete
  9. Yay Tanner!!!! Thats great, well done!! :)

    ReplyDelete
  10. Congrats. One more thing to cross off on your list of financial goals this year. Don't worry too much about an EF, you'll have plenty of time to build one up. Actually, I would even think about paying down some of your other debts first, depending on their interest rates.

    ReplyDelete
    Replies
    1. You actually hit the nail in the head... that's my plan, which I should write into a post.

      Delete
  11. That is GREAT that you no longer have a car loan! A wonderful feeling to know that your debt grows smaller :) Give yourself a pat on the back and have a beer.

    ReplyDelete