(Belated) Thursday Budget Recap 1/19/12

It's time for a budget recap, so here's what happened for the days from 1/6/12 to 1/19/12.

(Again, 10 of 14 days were no-spend days.)

Totals:
Groceries: $48.42 / $60
Personal: $43.00+$9.00* /$40
Gas: $42.52/ $50

*Miscellaneous also included $5 refill for my library card and $4 for toll coming back after Sunday's game.

Seems that once again I have overdone my personal budget by borrowing from other categories. I am still $7.06 underbudget, but I don't feel this is anything to be proud of.

*************

Just because I love looking at goals as much as I enjoy a good painting, here's a second portion of a post.

Copying Michelle who borrowed from Niki. We all love sharing the goodness! My 5 year plan is still unchanged. Well, except that I have an extra unplanned year.

During 2012, I want to bring 4/5 debts to less than $1500. In 2013, I need to study my bum off and take my professional certification test (SPHR), which is in December. That's the soonest I can take this test. If I don't pass it, I can take it again in the summer of '14. But I can't fail it. Even if the pass rate is 43%. I'll start studying March of next year and study the full year leading through December. Heavens help me! 2014 will be a boring year, as I try to gather a minimum of $7,000. Then in 2015, I'll be moving. My life goal for this stage. May isn't a certain date. It will be anytime between April and September. But May just sounds good, doesn't it?

For '16... no idea, honestly. I plan to live in a rented small studio/1br for a year and then I'll find a more... permanent place to live at. I would love to buy a house, (one can dream, no?), but otherwise, I'll just be living it small and cheap until I can get enough to make a downpayment for a house. That will be depending on my salary once I move, and any other things life throws my way. I need to make a more detailed list, but that's that!