tag:blogger.com,1999:blog-7280346434931210633.post6905442600897387230..comments2024-03-01T03:28:55.901-05:00Comments on Working for a Goal: Why credit cards aren’t bad (Part I)Taniahttp://www.blogger.com/profile/11075300256482920618noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-7280346434931210633.post-85707325138009560752013-04-21T08:19:46.058-04:002013-04-21T08:19:46.058-04:00I have a card that I now use almost exclusively fo...I have a card that I now use almost exclusively for purchases. Because it is an AmEx, it isn't usable on EVERYTHING. But with the points rewards, I've been able to throw some extra cash onto other cards and that has been ridiculously satisfying. I actually go online and pay the current balance every week. This has been key for me, mainly so I can keep myself accountable. I do NOT want to fall into my previous trap of not being able to pay my balance off each month. It is working out very well so far!Sasshttps://www.blogger.com/profile/10348650157037720366noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-18741939174854340202013-04-19T13:04:05.521-04:002013-04-19T13:04:05.521-04:00That must be really interesting coming from a plac...That must be really interesting coming from a place that didn't offer them. I came from the Caribbean and we had them, and they were just as sneaky if not worse (corruption is HIGH). But I still think they can be used well. Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-37517755702093608872013-04-19T13:03:23.889-04:002013-04-19T13:03:23.889-04:00Wow, that's a deal. I try a lot in my power to...Wow, that's a deal. I try a lot in my power to pay off debt, but I wont put life on hold for it forever!Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-65578555085904332152013-04-19T13:02:59.990-04:002013-04-19T13:02:59.990-04:00Glad I'm not alone!Glad I'm not alone!Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-48525219457743587262013-04-19T13:02:47.911-04:002013-04-19T13:02:47.911-04:00Definitely look into very long term cards. I'v...Definitely look into very long term cards. I've heard a lot of good things about travel-related cards.Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-30473889029865973662013-04-19T08:10:34.520-04:002013-04-19T08:10:34.520-04:00I love my Disney Card. I use it for everything bu...I love my Disney Card. I use it for everything but only charge what I already have the money to pay for in the bank. I pay off the balance about once a week so I never pay interest. I already have a couple hundred dollars in rewards. We are planning on taking the girls to Orlando in the next year or so and I should have enough to go to Magic Kingdom for Free for one day. Once I have enough in rewards for that I'm thinking of researching other cards to earn other rewards that we can put towards our trip.<br /><br />Anonymoushttps://www.blogger.com/profile/12575251423110138595noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-7316829679030146122013-04-18T21:46:40.711-04:002013-04-18T21:46:40.711-04:00I love my reward credit card. I charge everything...I love my reward credit card. I charge everything I can to get points. Totally with you.Nd.chichttps://www.blogger.com/profile/09918828872616125907noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-11845871586347767702013-04-18T18:44:51.043-04:002013-04-18T18:44:51.043-04:00I'm with you. I don't see cards as bad in ...I'm with you. I don't see cards as bad in any way, and we actually used points from our jetblue amex to score our airfare to new york. we only paid $10 for taxes. I'm also weird though because I'm not doing everything in my power to pay off debt, because I believe in having fun too : ) I'm still paying off my debt way in advance, but not at gazelle intensity :P<br />Newlyweds on a Budgethttps://www.blogger.com/profile/10165059665185786849noreply@blogger.comtag:blogger.com,1999:blog-7280346434931210633.post-15664001100435644332013-04-18T12:38:50.432-04:002013-04-18T12:38:50.432-04:00I don't think it's credit cards that can h...I don't think it's credit cards that can hurt you, it's your own spending! I have one of the same cards you do, and I like it. It gives me cash back, and I've never paid interest on it either. But I don't use it just because I want something. We buy only if we have money set aside for it. Honestly, I was terrified of credit cards when I first moved to the States. They just screamed "DEBT" to me. But I think that's what helped me to learn to be responsible with my spending :)Lenahttps://www.blogger.com/profile/16064081200654561079noreply@blogger.com